Transforming insurance law: A comparative review of recent insurance law reform in the United Kingdom and Australia

摘要

This article outlines the more recent reforms introduced in the United Kingdom through the Consumer Insurance (Disclosure and Representations) Act 2012 (UK) and the Insurance Act 2015 (UK). From a comparative perspective parallel developments in Australian insurance law since the passage of the Insurance Contracts Act 1984 (Cth) are considered including major changes introduced to the common law aimed at modernising insurance practices. ududThe relative approaches adopted by the United Kingdom and Australia to ameliorating commonly perceived difficulties and problems demonstrate a common purpose and similarity in response. How overall these reforms achieve their objective of alleviating and/or eliminating problems identified by the courts, policyholders, law reform bodies and the industry itself is considered as are . suggestions for further refinements to the insurance laws in both jurisdictions for enhanced uniformity purposes.