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Agent Banking and Financial Inclusion:udThe Nigerian Experience

机译:代理银行业务和财务包容性: ud尼日利亚经验

摘要

Financial inclusion is aimed at ensuring that all adults have unhindered access to tailor-made products that meets their financial needs at affordable cost within their vicinity. This study investigated the extent to which bank agents have contributed in driving the inclusive growth agenda of the Federal Government of Nigeria. A maximum of 275 questionnaires were administered on bank officials across the 6 geopolitical zones of Nigeria using a random sampling technique. The 182 returned questionnaires were analyzed using multivariate regression approach employing SPSS. The study found among others that geographical spread of bank agents and the development of tailor-made financial products will engender financial growth among the active poor in the rural communities. It therefore recommended among others, the need for the Central Bank of Nigeria to deepen inclusive growth by licensing more agent banks especially in the rural areas across the six geo-political zones of the country
机译:财务包容性的目的是确保所有成年人都能在附近以负担得起的价格畅通无阻地获得满足其财务需求的量身定制的产品。这项研究调查了银行代理商在推动尼日利亚联邦政府的包容性增长议程方面的贡献程度。使用随机抽样技术,对尼日利亚6个地缘政治区的银行官员进行了多达275个问卷调查。使用SPSS的多元回归方法对182份问卷进行了分析。该研究发现,银行代理人的地域分布和量身定制的金融产品的发展将促进农村社区活跃穷人的金融增长。因此,除其他外,它建议尼日利亚中央银行有必要通过许可更多的代理银行来加深包容性增长,特别是在该国六个地缘政治区域的农村地区

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