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The Role of Banks in the Entrepreneurial Development of Nigeria: An Empirical Investigation

机译:银行在尼日利亚企业发展中的作用:一项实证研究

摘要

This paper examines the role of banks in the development of entrepreneurship in Nigeria. Entrepreneurs expect banks to provide them with financial and other necessary assistance in order to promote and support their enterprises. The study reviewed the roles of banks in entrepreneurial development of Nigeria and disentangles the factors responsible for the negligence of banks in the performance of their roles of enhancing entrepreneurial development in Nigeria. The highlights of the findings are that: the assistance rendered by banks is not entirely to the satisfaction of entrepreneurs; no supportive input like training is made available by banks; there is the existence of a huge Non-Performing Assets (NPAs) resulting from lack of requisite knowledge and skills of entrepreneurs; if promoted, entrepreneurship will lead to flourishing businesses that would positively contribute to the Nigerian economy. Based on the above findings, conclusions were drawn and recommendations aimed at enhancing good relationships between entrepreneurs and bank officials were made.
机译:本文研究了银行在尼日利亚企业家精神发展中的作用。企业家希望银行为他们提供财务和其他必要的援助,以促进和支持其企业。该研究回顾了银行在尼日利亚企业家发展中的作用,并弄清了银行在尼日利亚增强企业家发展作用中所表现出的疏忽因素。研究结果的重点是:银行提供的援助并不完全使企业家满意;银行不提供培训等支持性投入;由于缺乏必要的企业家知识和技能,存在巨大的不良资产(NPA);如果得到提倡,企业家精神将导致蓬勃发展的企业,为尼日利亚的经济做出积极贡献。基于上述发现,得出结论并提出了旨在增强企业家与银行官员之间良好关系的建议。

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