udThe dawn of the new millennium brought with it a plethora of activities that has impacted strongly on the academic field especially consumers’ adoption of new technologies. This has continued to generate a great deal of interest in the academic arena and the business sector is not an exception. Researchers in these fields have been and are still formulating and extending various theories for online context. In an attempt to advance knowledge in these areas as well as build a concrete foundation which can serve as a spring board, various published literatures have been reviewed in different countries and at various times. The purpose of this paper is to qualitatively explore the problems and prospects of online banking in developing economies with Nigeria as a case study.udThe analysis of the data gathered produced various reasons for the non adoption of internet banking services in Nigeria. The findings provide a basis for financial managers to understand the reasons for non-adoption on this innovative services as well as paves ways to enhance the creation of awareness and promotion.ud
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机译：ud新千年的到来带来了众多的活动，这些活动对学术领域，尤其是消费者对新技术的采用产生了重大影响。这继续引起了学术界的极大兴趣，商业领域也不例外。这些领域的研究人员已经并且仍在为在线环境制定和扩展各种理论。为了提高在这些领域的知识，并建立可以作为跳板的具体基础，在不同国家和不同时期对各种公开文献进行了审查。本文的目的是以尼日利亚为例，定性地探讨发展中经济体中网上银行的问题和前景。 ud对收集到的数据的分析产生了尼日利亚不采用网上银行服务的各种原因。调查结果为财务经理了解不采用这种创新服务的原因提供了基础，并为增强意识和提升创造铺平了道路。 ud
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