ICTs have become the creator of a fast-forward modernising post-utopian society with the promise of totalitarian transformation that has affected many sectors and areas of human interests. Fast-paced technological and economic changes have accelerated human experiences in a triumphalist fashion, providing convenience, ease, time- and cost-saving advantages. The Nigerian banking industry has not been left behind. Rather, the industry has grown from a manually driven to a digitally dependent industry with ICT-enabled services and product innovations to improve the lives of bank consumers in the country. Silhouetted against the modernisation paradigm, the industry and country need to brace up to tap into the opportunities and possibilities created by ICTs. Since ICT is the face of the future, the challenges facing ICT-enabled banking services must be removed so that the Nigerian banking industry can deepen its application of ICTs in the industry and provide citizens with greater product options and innovations which are needed for these banks and citizens to ably function in the new global techno-market order
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