HUBUNGAN KAUSALITAS PRODUK DOMESTIK BRUTO, BANK INDONESIA RATE DAN JUMLAH PEMBIAYAAN MURABAHAH DI BANK MUAMALAT INDONESIA PERIODE 2008-2016

摘要

ABSTRACTududThesis "The Causality of Gross Domestic Product, Bank Indonesia rate, and the amount of financing murabahah in Bank Muamalat Indonesia period 2008-2016" is written by Lu'lu'i Ri'yan Zakkya, NIM. 2823133085, advised Dr. Agus Eko Sujianto, SE. MM.udThis research is motivated by external factors of murabahah financing at Bank Muamalat Indonesia. Bank Indonesia rate is the interest rate that reflects the stance of monetary policy set by Bank Indonesia. Interest rates affect the interest rates on conventional bank loans, but the interest rate does not affect the Islamic banks. The situation will be a good opportunity for Islamic banks because it can increase the amount of financing products, In particular the financing murabahah Islamic banks. The increased amount of financing creates not only goods but also services in the community. The high demand for aggregate encourages additional production of the company, so it will simultaneously affect the gross domestic product.udThe problems of this research are 1) Is there a causality of gross domestic product with Bank Indonesia rate period 2008-2016 ?. 2) Is there a causality of gross domestic product with the number of murabahah financing at Bank Muamalat Indonesia period 2008-2016 ?. 3) Is there a causality Bank Indonesia Rate with the number of murabahah financing at Bank Muamalat Indonesia period 2008-2016 ?. the purpose of this research is to determine the causality of gross domestic product, Bank Indonesia rate, and the amount of financing murabahah in Bank Muamalat Indonesia period 2008-2016.udThe data used in this research is secondary data. The sample used in this research is data quarterly gross domestic product, Bank Indonesia rate, and the financial statements of Bank Muamalat 2008 to 2016. As for this research analysis uses cointegration and granger causality test.udThe results consider that the variables of the research is no long-term relationship between these three variables based on cointegration test. Meanwhile, according to granger causality test shows a unidirectional causality between variables gross domestic product and murabahah financing. There is a unidirectional causality between variables Bank Indonesia rate and murabahah financing, is only Bank Indonesia rate encourages financing murabahah significant statistically and not vice-versa. It does not happen causality between Bank Indonesia rate and gross domestic product variables.ududKeywords: gross domestic product, the bi rate and murabahah financing.