ANALISIS PROSEDUR PENYELESAIAN KREDIT MACETudAKIBAT FORCE MAJEURE YANG DIALAMI DEBITURudUSAHA DAGANG STAR MOTOR DI KABUPATEN BOYOLALI

摘要

This study aims to identify and analyze: (1) procedures for implementing theudcredit agreement at Star Motor Trade Business in Boyolali, (2) how the settlement ofudbad loans caused by force majeure at Star Motor Trade Business in Boyolali, and (3)udconstraint arising in the settlement of bad debts due to force majeure at Star MotorudTrade Business in Boyolali and how to overcome them.udThis research is empirical or non-doctrinal law by doing research onudsecondary data for the research followed the primary data in the field. Qualitativeudnature of this study is to present the descriptive findings in the form of a detaileduddescription of the sentence, complete, and thorough about the process of how thingsudhappen. This legal research using a qualitative approach. The study was conductedudat Star Motor Trade Business in Boyolali. The type of data used are primary andudsecondary data, which is divided into primary and secondary legal materials. Dataudcollection techniques used were interviews and document research or libraryudmaterials. The analysis technique used is interactive model (Interactive Model ofudAnalysis).udBased on the results of the assessment and discussion of the resultingudconclusions, Firstly, Implementation of vehicle loans at Star Motor Trade Business inudBoyolali has been done according to the procedures specified and the main rulesudapplicable treaty that under Article 1320, Article 1337, Article 1338, Article 1754udand Article 1759 Code of Laws Civil Code and Law No. 42 Year 2009 on Fiduciary.udSecondly, solution settlement of bad loans caused by force majeure at Star MotorudTrade Business Boyolali ie preceded by an analysis of the state of the debtor underudconditions of force majeure. From the results of this analysis are classified into threeudcategories of debtors, the debtor is not able, less capable, and able. The aboveudclassification and provisions with the rest of the loan value deficiency subsequentlyuddetermined loan resolution solutions for each debtor. Thirdly, constraints arising inudthe settlement of bad loans due to force majeure at Star Motor Trade BusinessudBoyolali, these are due to the limited performance factors creditors and labor, fromudwhich the debtor's debtor factors that give false confessions, and other factorsudderived from , the emergence of non-governmental organizations to introduceudthemselves to the public as the hero of debt by abusing the authority and interferingudin the bonds of community are still in the bank credit agreement or other loan placesudincluding debtor Star Motor Trade Business in Boyolali.udKeywords: debtor, bad credit, force majeure.