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Application of the analytic hierarchy process method in a comparison of financial leasing and loans

机译:层次分析法在融资租赁和贷款比较中的应用

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摘要

Decision making is an integral part of all business processes. Some decisions are spontaneous and others time consuming, requiring detailed information about their implications. Decision making can be performed according to perspectives that may also be conflicting in nature. Models that are helpful in dealing with such problems are multi-criteria decision-making methods. The most important method in this group is the analytic hierarchy process.The principle of the analytic hierarchy process is the distribution of the main parts into smaller and more detailed elements and thus the creation of a structured problem. The aim of this paper is to select the optimal form of asset acquisition (loan or leasing) according to clients’ selected criteria using the analytic hierarchy proces (AHP) and a sensitivity analysis to assess the resulting rank of alternatives. Based on the criteria, financial leasing with a high down payment was selected as the best alternative. By means of the sensitivity analysis, it was found that the best alternative is not sensitive to a change in the weights estimated by the AHP.
机译:决策是所有业务流程的组成部分。有些决定是自发的,而另一些则很耗时,需要有关其含义的详细信息。可以根据本质上也可能冲突的观点来执行决策。有助于解决此类问题的模型是多准则决策方法。该组中最重要的方法是层次分析法。层次分析法的原理是将主要部分分配到更小,更详细的元素中,从而产生结构化问题。本文旨在利用层次分析法(AHP)和敏感性分析,根据客户选择的标准,选择最佳的资产收购形式(贷款或租赁),以评估最终选择方案的等级。根据这些标准,首付高的融资租赁被选为最佳选择。通过敏感性分析,发现最佳选择对AHP估计的权重变化不敏感。

著录项

  • 作者单位
  • 年度 2014
  • 总页数
  • 原文格式 PDF
  • 正文语种 en
  • 中图分类
  • 入库时间 2022-08-20 20:11:14

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