Guidance on Preparing a Complete and Sufficient Suspicious Activity Report Narrative

摘要

The purpose of Guidance on Preparing a Complete & Sufficient Suspicious Activity Report Narrative is to educate SAR filers on how to organize and write narrative details that maximizes the value of each SAR form by: using a simple methodology for evaluating and reporting information for the SAR narrative and why it is important$ providing a general guideline on how to organize the SAR narrative so that critical details are concise and follow a logical order of presentation$ and providing respective industries with examples of sufficient and insufficient SAR narratives.Information presented in this guidance document should be used in conjunction with the instructions provided with the appropriate SAR forms, guidance provided in other FinCEN publications (such as The SAR Activity Review Trends, Tips & Issues, FinCEN Advisory Issue 33: Informal Value Transfer Systems), and respective industry advisories from the federal regulatory authorities. The information in Guidance on Preparing A Complete & Sufficient Suspicious Activity Report Narrative is provided solely to assist respective financial institutions in strengthening existing due diligence initiatives and anti-money laundering programs.