Small Business in Focus: Finance (A Compendium of Research by the Small Business Administration's Office of Advocacy)

摘要

This document is a compendium of 4 financial research reports. Their titles are: (1) Lending to Small Businesses by Financial Institutions in the United States ; (2) An Examination of Financial Patterns Using the Survey of Small Business Finances; (3) How Strong is the Link between Internal Finance and Small Firm Growth: Evidence from Survey of Small Business Finances; and (4) Who Needs Credit and Who Gets Credit: Evidence from the Survey of Small Business Finances. Overall, these research studies highlight two things: the important role that financial institutions play in lending to small business owners, and the value of quality data sets in ascertaining financing issues faced by small businesses and their owners. It is important to note that the Survey of Small Business Finances will no longer be sponsored by the Federal Reserve Board. In its place, the Federal Reserve Board will use the 2010 Survey of Consumer Finances to collect information on the finances of business-owning households. We hope this new data option will allow us to better understand future developments in small business financing.