Differences in Employer-Sponsored Health Insurance by Average Wage, Private Sector, 2011. Statistical Brief No. 394.

摘要

Certain characteristics of an employersuch as firm size, industry, union coverage, and locationare associated with whether health insurance is offered to employees, whether employees take-up insurance, the cost to employers and employees of coverage, and the features of offered plans (such as deductibles, copays, and benefits included). Another factor linked to variations in health insurance coverage among employers is the average wage per employee. Using 2011 data from the Insurance Component of the Medical Expenditure Panel Survey (MEPSIC), this Statistical Brief examines differences in employer-sponsored health insurance for employees of private-sector establishments (business locations) as characterized by the average wage in each establishment. The average wage is total payroll divided by the number of employees in the establishment.