Changes in Premiums for Civilian Employees: Employer-Sponsored Health Insurance, by Census Division, 20120 versus 2008. Medical Expenditure Panel Survey Statistical Brief No. 366

摘要

Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2010 Medical Expenditure Panel Survey (MEPS-IC), approximately 113.2 million of the 128.0 million civilian employees (including private and state and local, but not federal employees) worked where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 69.1 million were enrolled. Beginning in September 2011, the Rate Review program established under the Patient Protection and Affordable Care Act requires health insurers to justify premium rate increases of 10 percent or more before the increase can take effect. This Statistical Brief presents MEPS-IC estimates by type of coverage (single, employee-plus-one, and family) on average premiums for 2010 and changes relative to 2008 (the height of the economic downturn). Estimates are also presented by census geographic division for employees who enrolled in offered health insurance plans. A companion Brief, Statistical Brief no. 365, also describes recent changes in average premiums by census division but provides estimates separately for the public and private sectors. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text.