Craig Hill raises crops and hogs near Milo, Iowa. Like most producers who buy crop insurance, he'd welcome lower premiums. There are some. "We've had a couple events that have lowered premiums - the bioteeh endorsement and the enterprise discount," says Hill, who has more than a casual interest in crop insurance. This month the Iowa Farm Bureau vice president was slated to join the board of Rain and Hail, LLC, after Farm Bureau Mutual's insurance business merged with the insurer. Crop insurers and university management specialists agree that you should look hard at insuring your farm as one enterprise unit. It costs less since the odds of an indemnity payment drop if only part of the farm is hit by bad weather.
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机译：克雷格·希尔（Craig Hill）在爱荷华州米洛附近种植农作物和养猪。像大多数购买农作物保险的生产者一样，他会欢迎较低的保费。有一些。希尔说：“我们发生了几起降低保费的事件-保底膜背书和企业折扣。”希尔对农作物保险的兴趣不只于此。爱荷华州农业局副总裁本月将加入Rain and Hail，LLC的董事会，此前，农业局互助保险公司与保险公司合并。作物保险公司和大学管理专家都同意，您应该努力确保将农场作为一个企业单位进行保险。它的成本更低，因为如果只有一部分农场受到恶劣天气的影响，赔偿金的赔率就会降低。
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