I n December 2004,I wrote an article entitled "The Fixed Bill:Newborn Becomes Toddler!"1 It is now 2006.Let us take a look at this present-day juvenile.Is it now a terror or did it become a treasure portending an exciting future?Before we go back in time to understand the infant,let us make sure that we have a thorough grasp of the fixed-bill (FB)product.Simply put,it is a flat-total monthly bill amount that does not change over the contract period,regardless of underlying circumstances
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