Editor's note:It was a year ago that our esteemed financial columnist,Richard Strand,predicted that oil could test 90 (U.S.) per barrel and the Canadian dollar could reach 1.15 (U.S.) or more (in fact,oil came close to 100 and the loonie peaked at 1.10).Mr.Strand,who has been consistently bearish about Canadian equities,has some sage advice for the upcoming Registered Retirement Savings Plan (RRSP) season.
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