The Internet of Things is changing how car, health and home insurance works for both the provider and the consumer. PEOPLE BEHAVE better when they feel like they're under observation. Thomas Jefferson knew it 200 years ago when he advised: "Whenever you do a thing, act as if all the world were watching." Researchers at Newcastle University backed up Jefferson's advice with a study demonstrating the effects of simple images of eyes on everyday behaviour - people were more likely to clear up litter with pictures of watching eyes around them. This phenomenon, using sensors to detect behaviour, has started to change the face of the insurance industry.
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