Will boomers have assets to fund lifestyle in retirement?

摘要

One of the major issues facing retirees at this time of financial uncertainty is whether they will have enough assets and income to fund their retirement, and what sort of living standard can they expect. Focus groups consisting of people in pre-retirement through to just retired said that that major issues concerning them were - will my capital last, will my money retain its spending power, and where will my income come from? As our life expectancies increase, the trend to retire early compounds theneed for us to support ourselves for longer. Many people are now asking the question, will we have enough to outlive our resources? The second most important issue is whether their capital can keep pace with inflation. Will we see the gap between thosewho have retired comfortably and the have nots become greater, creating a class of seniors more heavily dependant on government pensions to support them?