Workers Underestimate Likelihood of a Disability

摘要

A nationwide survey of full-time employees found that workers underestimate the likelihood of a dis-abling injury or illness and the nature of the disability,while they overestimate resources available when employees experience a disabling injury.In reality,one in three workers over the age of 30 will become disabled for at least three months at some point during their careers and many never return to work,according to data compiled by America's Health Insurance Plans (AHIP),which sponsored the study,and the Society of Actuaries.Yet,nearly half of all respondents to the AHIP survey said they were not concerned about a potential disability or illness that could keep them out of work for an extended period of time.