Performance Evaluation of Pradhan Mantri Fasal Bima Yojana (PMFBY) inUttarPradesh

摘要

There is no doubt that the PMFBY is very fruitful for farmers to protect them from losses of crops on account of occurrence of natural calamities, and attack of pests / insects and diseases. Agriculture is still a gamble of monsoon in India. These aremain causes of failure of crops. Millions of tonnes of agricultural produce are damaged/ destroyed by these adversities each year across the country. Besides failure of crops; indebtedness, illness, frustration, family disputes, etc., are also increasing among the farmers. The failure of crops and indebtedness are major cause of farmers' suicide across the country. Since agriculture is highly susceptible to natural calamities such as floods, droughts, heavy rains, hail-storm, pests/ insects diseases, etc., it is necessary to protect the farmers from the adversities which occur frequently across the country.