Strange facts: Saving taxes is primarily a guy thing. Buying long-term care (LTC) insurance is primarily a gal thing. This article points the way to have the above two facts [Saving taxes (him) and buying long-term care (her)] tie the proverbial knot. Let's continue our fact lesson: it's estimated that 60 percent of Americans sooner or later will need home care, live in an assisted-living facility, or spend time in a nursing home during their lives. When you reach age 65, you have a 40 percent lifetime chance of entering a nursing home, and a 10 percent risk that you will stay there at least five years. The source of this data is the U.S. Department of Health and Human Services.
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