Saving Smart in your 20s, 30s, and 40s

摘要

A small investment in financial planning now can offer big rewards later. Here's what to consider at three different life stages. Feel intimidated by the prospect of planning your financial future? You're not alone. Most people don't jump out of bed i n the morning to tackle their personal budget or develop an investment plan. One reason: Many of you worry that looking at your finances too closely will show that you don't have enough money to do the things you want or need to do. Yet even a small effo rt now could mean that you achieve many more of your financial goals than you would have without any planning.