Heading off for some winter sun or skiing in the conning weeks? Here's a timely reminder about travel insurance and some common pitfalls, from Neil McFarlane of TH March Summer; where did it go - did it happen at all? Christmas is fast approaching and it's the time of year when millions of us are either planning to head to the pistes or we begin to seriously yearn for an escape from the cold and wet in favour of some balmy winter sunshine.
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