At 6:00 p.m. on Jan. 29,rn2010, Daniel Bell ofrnthe Federal Deposit Insurance Corpora-tion (FDIC) checked his watch, got out of his car and walked into the CommunityrnBank & Trust (CBT) headquarters in Cornelia, Ga., with four aides, a lawyer and an order from the state to close the place down. Behind Bell, a team of 25 experts swooped in, taking control of the coded Federal Reserve tokens that allow access to payment systems and seizing the terminal on which interbank transfers are made.
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