Mobile payments are more secure than credit cards, says security expert

摘要

As the mobile payment industry brings new technologies to market, David Dix, electronic payments expert at e-security firm Cryptomathic, believes the use of NFC mobile handsets will increase security for contactless payments currently made using cards.rnThe security risk of contactless payments is lowered by the limited value of the transaction, which has recently been raised to ￡15 from ￡10. "You are only allowed to do so many low transactions [using a mobile phone] before you have to go online to authenticate yourself, which acts as a full EMV transaction," says Dix.