WE INVESTIGATE: Can you bypass the banks with online money lending?

摘要

The phrase 'online money lending' conjures up unfortunate images of spam emails and dodgy dealers offering untold riches with, of course, massive risks. But there are ways to lend and borrow money over the internet that are sensible, secure and offer good rates. One of the best known is Zopa, which links private borrowers and lenders in a marketplace, but there are other interesting organisations offering the chance to lend in a more charitable way.