Measure for measure

摘要

The association of consulting engineers last month published additions to the "limitation of liability" sections in most of its agreements. This move is a response to the restrictions on professional indemnity insurance cover imposed on consultants by their insurers. These affect claims arising out of terrorism or asbestos. Most PI insurance policies now contain a blanket exclusion of cover for any claims arising out of a terrorist incident or action taken to prevent one. So if, for example, there is a claim that deficiencies in a consultant's design increased the damage caused by a terrorist attack, there would be no cover available to the consultant either for the damage to property or for any consequential losses, or indeed for any personal injuries or death that the incident might have caused.