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Inherited Prospects: The Importance of Financial Transfers for White and Black College-Educated Households' Wealth Trajectories

机译:继承的前景:白人和黑人受过大学教育的家庭财富轨迹的财政转移的重要性

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摘要

The persistent racial wealth gap in the United States continues to grow, reaching an all-time high in 2016. Throughout much of the discussion and analysis on the racial wealth gap, however, the assumption that higher education can at least narrow the gap has often been left unquestioned. While education is a factor in increasing incomes and wealth, recent research challenges the narrative that education is the key to reducing the racial wealth gap. Our findings provide further support for this growing literature. While black college graduates do have higher wealth than those without college degrees, the wealth gap with white college graduates remains vast, and the inheritances received by white college-educated households provide a huge boost to wealth that is not available to their black counterparts. Further, we find that black college-educated households are much more likely to provide financial support for their parents as well as their children, and that black households that do provide support across generations do so with much less net wealth than white households that do not.
机译:美国持续存在的种族财富差距持续扩大,在2016年达到历史最高水平。然而,在有关种族财富差距的许多讨论和分析中,人们普遍认为高等教育至少可以缩小差距毫无疑问。尽管教育是增加收入和财富的一个因素,但最近的研究挑战了这样一种说法:教育是缩小种族贫富差距的关键。我们的发现为不断增长的文献提供了进一步的支持。尽管黑人大学毕业生的财富确实比没有大学学位的毕业生要高,但与白人大学毕业生的贫富差距仍然很大,白人受过白人教育的家庭所获得的遗产极大地促进了黑人无法获得的财富。此外,我们发现受过大学教育的黑人家庭更有可能为其父母和子女提供经济支持,而且确实提供了几代人支持的黑人家庭的净财富要比没有家庭的黑人家庭少得多。 。

著录项

  • 来源
    《The American Journal of Economics and Sociology》 |2018年第4期|1049-1076|共28页
  • 作者单位

    Brandeis Univ, Heller Sch Social Policy & Management, Waltham, MA 02254 USA;

    Brandeis Univ, Heller Sch, Inst Assets & Social Policy, Waltham, MA 02254 USA;

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  • 正文语种 eng
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  • 入库时间 2022-08-18 04:10:31

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