This article focuses on analyzing the changes of the gross and structure of financial assets of Chinese residents since 1992, and demonstrates the influence of structural changes about the financial assets of Chinese residents on the source of profits of commercial banks by using the actual population data of four major commercial banks from 1996 to 2008.%本文着重分析1992年以来我国居民金融资产总量和结构的变化:并采用四大商业银行1996-2008年的实际数据论证居民金融资产结构的变化对商业银行利满来源的影响.
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