住房抵押贷款证券化风险研究

摘要

目前我国的住房抵押贷款证券化的讨论总是在操作的层面上和工具定价等方面.08年美国次贷危机的爆发给我们敲响了警钟.本文将从比较中国住房抵押贷款证券化和次贷危机过程中存在的风险.通过比较分析,重要性研究,可行性的解决措施来开展论文.%At present, the discussion on China's mortgage-backed securitization is always at the operational level and tools pricing aspect.U.S.subprime mortgage crisis in 2008 tolls the alarm bell to us.This paper will compare the risks in mortgage-backed securitization in China and during the subprime crisis.Through comparative analysis, the paper carries out the research on the importance and the feasible solutions.