商业银行信贷风险的控制研究

摘要

在信贷业务丰厚获利的同时，无论是国家还是商业银行都无疑承担着与之成正比的各种风险。因此，引入适当有效的量化分析方法把信贷风险降低到可控范围内，是国内商业银行在信贷业务中的重中之重。%While getting huge profits from credit business, whether the nation or commercial banks are undoubtedly bear the various risks. Therefore, the introduction of effective quantitative analysis method to reduce credit risk to the controllable range is a top priority in domestic commercial banks in the credit business.