存款保险制度对我国私人银行的影响分析

摘要

The paper mainly analyzes the deposit insurance system influence on China's private banking, including increasing customer stickiness, promoting private banking monopoly competition situation and stimulating private banking service innovation; according to these effects, based on the perspective of private bank,the article proposes some measures, which are to make innovative service mode and set up a professional brand.%文章主要分析存款保险制度对我国私人银行的影响,包括提高客户粘性、促进私人银行形成垄断竞争局面和激发私人银行服务创新;针对这些影响,文章基于私人银行视角提出了应对措施,即创新服务模式和树立专业品牌.