As an innovative financial model, Internet finance has been rapidly developed. Especially under the strategy of"Internet+", China's Internet finance has entered a rapid development track and has an important impact on the development of China's commercial banks, It needs to draw the attention of commercial banks and constantly improve their capabilities to adapt to the new competitive environment. This article firstly carried brief analysis to the present situation of China's Internet finance development, on this basis analyzed the influence of Internet financial rapid development to commercial bank, and finally proposed countermeasures and suggestions on how the commercial banks adapt the Internet finance environment, enhance their own development ability and improve the overall competitiveness.%作为一种创新性的金融模式,互联网金融得到了快速发展,特别是在"互联网+"战略下,我国互联网金融更是步入了快速发展轨道,对我国商业银行的发展具有重要的影响,需要引起商业银行重视,并不断提升发展能力,以适应新的竞争环境.本文对此进行了研究,首先对我国互联网金融的发展现状进行了简要的分析,在此基础上分析了互联网金融快速发展对我国商业银行带来的一系列影响,最后就商业银行如何适应互联网金融环境、提升自身发展能力、提高整体竞争力提出了有针对性的对策建议.
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