银行业“去杠杆化”的实证分析

摘要

Through discussing the impacts of financial crisis on China's banking sectors,this paper empirically studies and demonstrates the de-leverage policies of banking sectors in China. Through constructing the regression model, it analyzes the effects of de-leverage policies on the performance of banking sectors. The result shows that the banking sector making use of the de-leverage policies in a controlled way can resist financial risk , which has a positive effect on the performance.%在分析金融危机对我国银行业影响的基础上,对银行业的“去杠杆化”策略进行实证分析.通过建立回归模型,分析了杠杆率的降低对银行业业绩的影响.研究结果表明:在金融危机背景下,银行业适当“去杠杆化”具有抵御风险的作用,会对其经营业绩产生积极影响.