铁路电子支付平台研究与实现

摘要

针对铁路客货运电子支付业务需求,在分析铁路现有支付方式业务特点的基础上,论述建设铁路统一电子支付平台的意义以及电子支付平台的设计原则,研究并设计了电子支付平台的逻辑结构和物理结构,详细阐述了平台的功能构成.电子支付平台的研究与建设,实现了铁路运输服务支付手段多样化,是铁路投融资改革管理模式的重大革新.%According to the needs of railway passenger and freight transport electronic payment business, based on the analysis of existing railway payment business characteristics, this article discussed the significance of constructing the unified electronic payment platform and the design principles of the electronic payment platform, studied and designed the logical structure and physical structure of electronic payment platform, described the function structure of the system in detail. The research and construction of the electronic payment platform, which implemented the diversification of railway transportation service payment method, was the major innovation of the railway investment and financing reform management mode.