移动支付可以采用的方式有很多种，但对于适合普通消费者的小额支付，采用NFC技术进行手机移动支付有着天生的优势，结合智能手机的应用，实现了手机与钱包合二为一，为移动支付的发展起到了推波助澜的作用。设计一种安全的移动支付解决方案，对于广大移动支付用户群来讲，具有非常重要的现实意义。基于NFC技术体系和安全支付的特点，通过详细分析现有的移动支付系统，提出移动支付的安全应用解决方案，并讨论其安全性。%There are many manners of mobile payment can be used, but for general consumers, micro payment by NFC mobile payment has a natural advantage. With the application of smart phone, the mobile phone and wallet are combined. However, while enjoying the convenience and fast payment, people often overlook the security issues of the mobile payment. So, it is very important to design a secure mobile payment solution, which has practical significance to the mobile payment users. Based on the characteristics of NFC technology system and securi-ty payment, analyzes the existing mobile payment system, proposes the security of mobile payment application solutions, and discusses its security issues.
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