发放养老金优化管理,针对指纹识别技术用于养老金优化管理问题,传统养老金的生存证明获取过程存在造假且效率低的难题,导致大量冒领现象发生.为了提高养老金发放管理效率,防止冒领现象的发生,提出一种基于指纹识别技术的养老金发验证方法.首先通过指纹采集终端对退休人员的指纹进行采集,对获得的指纹图像进行分割、增强、二值化及细化预处理,然后提取有效特征,将特征通过网络传送到服务器中,最后将获得的指纹信息与指纹特征库中的指纹进行匹配,通过匹配的结果来判断是不是存在这样的指纹.采用识别方法进行了仿真,实验结果表明,平均正确率为 88%,验识时间仅为2s,是一种高效和准确的验证方法,能为养老金优化管理提供参考.%Study on the fingerprint identification technology in pension. Because the traditional pension survival certificate is of low efficiency and inconvenience to retired workersmay, and can lead to fraud phenomenon. In order to improve the efficiency of management, prevent pension to be false received, this paper puts forward a method based on fingerprint identification technology validation. The fingerprint acquisition terminal collects fingerprint images which are segmented, enhanced, binarized and refined, then, features are extracted effectively and transmitted to the server through the network. Through the fingerprint characteristics of fingerprint identification and matching, the legitimate fingerprints are confirmed. Finally, the results of simulation experiments show that the method is correct, the average accuracy is 88％, and the general check-up time is 2s. It can meet the requirements for actual application.
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