一种新型P2P微支付协议P2P-BAPay

摘要

随着网络技术的迅猛发展,电子商务越来越频繁,电子支付技术也得到了广泛的研究和发展.本文研究的是在P2P网络环境下,针对P2P-NetPay微支付协议中商家不在线时经纪人工作负担过重的问题,通过加入经纪人助理BA,提出了一种基于P2P的新型微支付协议P2P-BAPay.在新协议中,经纪人助理BA为商家检验消费者电子货币的真实性,分担了经纪人在支付交易中的网络负载和工作负担,同时通过支付字链,能够及时发现消费者和商家的重复消费行为.协议中节点采用了匿名标识身份,在一定程度上有效地保护了节点隐私的安全.%With the quick development of Network,E-commerce is more and more frequent. The technology of Electronic Payment is more and more thorough in research and development. This Paper is for the problem of broker's overweight work burden when businesses are not online in the P2P～ NetPay micro-payment protocol, by adding Broker Assistant,the paper proposes a new P2P micro-payment protocol, named P2P-BAPay. In the new protocol,the BA tests the authenticity of the consumer's electronic currency and reduces the payment network load and work burden of broker in the process of transaction. At the same time, the new protocol can find out the repeated consumption behavior of consumers and businesses by payment chain. The node of protocol use anonymous identity. To some extent,it protects the privacy of the nodes effectively.