德国商业健康保险及经验借鉴

摘要

德国是世界上商业健康保险较为发达的国家，本文分别从市场概况、市场主体、监管和行业自治等方面对该国的商业健康保险市场进行梳理，以此为基础挖掘其对我国健康保险的借鉴意义。%Private health insurance is well developed in German. This paper respectively analyzed its private health insurance market from the aspects of market situation, the main body of the market, regulatory and industry autonomy, and found out its impact on the health insurance of our country.