The relationship between student credit card debt, volunteerism, academic achievement, and health.

摘要

Increasingly, credit cards are becoming part of American culture. For many they provide convenience and flexibility; however, for some individuals credit card debt proves to be a chronic burden. Due to the increased marketing of credit card companies, college students are solicited with greater regularity than previously, and the majority of college students now have one or more credit cards. Additionally, many of these students carry a balance month to month. This study explores the relationship of student credit card debt on four variables: physical health, depression, grade point average (GPA), and volunteerism. However, results indicate that, as it was measured in this study, student debt levels are not correlated with health, depression, GPA, or volunteerism.