A Theoretical Study of Selections About Commercial Banks of Different Ownership to Small Businesses Credit

摘要

The rational choice of commercial banks of different ownership is unequal in credit markets of small businesses. This paper though setting up evolution game model found that State-owned commercial bank is no matter competitive or uncompetitive,all of them generally choose to give up competition in the credit market of small business,non-state-owned banks compete with State-owned banks both in large firm credit market and small business credit market,and entry is rational selection of non-state-owned bank as same as consent is rational selection of stateowned bank in credit market of small businesses.