Enterprises' Green Credit Assessment-From the Perspective of Financial Institutions' Green Credit

摘要

Green credit is not only a financial leverage which promotes environmental protection, it is also an inevitable choice for financial institutions to avoid their environmental risks, and the green credit assessment is a critical link for implementation of green credit. In this paper, based on analysis of various factors affecting level of enterprises' green credit, the indicators of green credit assessment are designed. The factors mainly consist of conditions of enterprises' environmental protection, character, capital, capacity. And the designed indicators mainly include comprehensive resource consumption per unit output, harmless treatment rate of wastes and so on. And the model for enterprises' green credit assessment is built with analytic hierarchy process to provide financial institutions with a technical method of green credit with a view to promoting smooth implementation of green credit.