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The Gender Differences in Online Shopping Payment Methods

机译:在线购物付款方式的性别差异

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This study examines the gender effect on consumer attitudes toward payment methods of online shopping. One of the main goals of this study is to close the gap left by previous studies' failure to address critical factors that may affect consumer online shopping behavior. The empirical analysis of this study relies upon data from 526 valid Chinese consumer questionnaire responses. Although the empirical results reveal that both male and female consumers demonstrate a high concern about the importance of Cash on Delivery (COD) and perceived risks when shopping online, female consumers pay more attention to these two factors than their male counterparts. Female consumers express low confidence about using online payment methods compared to male consumers. In addition, it was found that when female consumers recognized the existence of perceived risks, their online shopping intention was lower than male consumers. The results may direct marketing managers of online retailers to establish integrated long-term market strategies to promote online shopping for female consumers.
机译:本研究探讨了对在线购物付款方式的消费者态度的性别影响。本研究的主要目标之一是将以前的研究留下的差距缩短了解可能影响消费者在线购物行为的关键因素。本研究的实证分析依赖于526个有效的中国消费者问卷响应的数据。虽然经验结果表明,男性和女性消费者都表现出高度关注现金在运送时的现金(COD)和在线购物时的风险,但女性消费者比男性同行更加关注这两个因素。与男性消费者相比,女性消费者对使用在线支付方式的信心很低。此外,发现当女性消费者认识到存在感知风险时,他们的在线购物意图低于男性消费者。结果可以指导在线零售商的营销管理者,以建立综合的长期市场战略,以促进女性消费者的在线购物。

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