Main Problems in the Innovation of Rural Financial Products and Service Modes in Hainan Province and Relevant Suggestions

摘要

Innovation can not only inject a powerful driving force for the development of modern financial products but also is also an important determinant for the core competitiveness of modern financial products. The development of rural financial products and service modes cannot not be separated from the promotion of effective innovation in the present social atmosphere emphasizing innovation and progress. However, innovation is neither boundless nor ruleless. Actually, scientific and effective innovation should be pursued in the development process of financial products and service modes. Based on this, this paper simply analyzes the problems in the innovation work of rural financial products and service modes in Hainan province on the basis of scientific investigation and gives some targeted improvement suggestions, in the hope of enlightening the development and progress of financial products in Hainan.