Study on Interest Rate Liberalization Impact on Commercial Bank Risks

摘要

Compared with the controls, the Liberalization will totally change the ways to decide interest rates. The liberalization of interest rate system entitles the commercial banks to price capital independently as well as bring them to face the challenge of a series of interest rate risk in their operating, which makes the world positively commit to promoting the interest rate risk management system. The article is to analyze the significant influence of the reform of liberalization of interest rates on the rate risk of commercial banks and illustrate the measures to enforce interest rates management of commercial banks.