Study on Risks in Mortgage Financing of Rural Land Management Right

摘要

With the continuous reform of the property rights system in rural China, pilot projects of mortgage financing for rural land management right have been conducted in large areas across the country. This is not only an innovation in the development of rural finance in China, but also a great impetus to the development of rural economy. However, with the rapid progress of pilot projects, the issues of credit risk, disposal of rural land and social risks have become increasingly prominent. These risk problems will restrict the sustainable development of the mortgage financing business of rural land management right. Therefore, this paper takes the mortgage financing of rural land management right in Wuhan City, Hubei Province as the research object, analyzes the specific practices, financing modes and achievements of the reform, and focuses on some of the risk problems in its development, and analyzes the mechanism of risk formation. Summed up the risk prevention and control measures have been taken. Finally, make further suggestions.