Perfecting Credit System of Developing Enterprises

摘要

In view of current status on the credit system of Chinese developing enterprises, this paper presents a frame of credit factors in developing enterprises, including 4 Grade I factors, 19 Grade II factors and several Grade III factors, on the basis of identifying credit concept and its role. In this paper, resource integration, expansion of credit grading, credit insurance and other operational content are proposed to be achieved in virtue of government (guild)-oriented credit institutions. Meanwhile, favorable environment of enterprises’ credit is proposed to be cultivated positively, through perfecting credit legislation, data disclosure and punishing mechanism for faith breaking, and strengthening supervision and control on the industry, management on enterprises’ credit, education and research, etc., so as to accelerate the establishment of enterprises’ credit system and realize the upgrading of credit grade.