Incentive Mechanism for Fund Handlers of Basic Medical Insurance Scheme for Urbanity Employees in China

摘要

Improvement of handling efficiency for social medical insurance fund is an important link for new-round of medical and healthcare system reform. Under asymmetrical information, the fund handlers who are always maximizing their utilities can only be motivated by some optimized incentive mechanism to take initiative in helping administration departments for social medical insurance achieve their administrative objectives. According to a mode based on Jean Jacques Laffont Incentive Model, the paper gets an incentive mechanism by calculation, thinks incentive programs elevating post superiority can urge the handlers to work efficiently due to duty homogeneity, deducts the low efficient collectors will be eliminated ultimately and the high efficient collectors will be confronted with far more keen competition after medical insurance premium being levied by local taxation Bureaus.