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Personal Credit Rating System Based on the Logistic Regression Method

机译:基于逻辑回归方法的个人信用评级系统

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Credit card rating has become an increasingly crucial problem in the society as credit card system greatly improves the efficiency and convenience of people's life. The rating of credit card is an important part of risk control. In this research we focus on predicting credit card holder's default rate. Classical classifiers are implemented in this research to find the optimal model and method of data preprocessing.
机译:随着信用卡系统极大地提高人们的生活效率和便利性,信用卡评级已经成为社会上越来越关键的问题。信用卡评级是风险控制的重要组成部分。在这项研究中,我们着重于预测信用卡持有人的违约率。本研究采用经典分类器来找到最佳的数据预处理模型和方法。

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