Scientific wellness personal/clinical/laboratory assessments, profile and health risk managment system with insurability rankings on cross- correlated 10-point optical health/fitness/wellness scales

摘要

A scientific wellness, optimal health, fitness, and risks quantification, interpretation, correlation and tracking method and system with output reports and summary, and with graduated ranking numerical scales based on the 10-Point Scientific Wellness Scaling and Factoring Formuli. Data gathering forms, devices, documents, sources and questionnaires are divided into different categories of wellness, optimal health, fitness and risks which affect participants arranged so that the data gathered are in the form of graduated numerical scores against a specified and/or ranking scale. The analysis quantification, interpretation, correlation, ranking, tracking and appropriate suggestions are presented in computer printed form for the respective categories in a manner comparing ideal wellness and ultra low-risk conditions against actual conditions of the individual and measurements taken by certified technicians and evaluations and suggestions are graduated and correlated to the scores on the 10-Point Scientific Wellness Scales selected from a data bank according to score. The output report is a computer printed, color-accented, numerically comparative graphic showing how the wellness, optimal health, fitness and risk rating of the participant in the respective categories compares with optimal wellness rating and ranking levels portrayed respectively at levels identified as excellent, good, average, poor, or dangerous, and accompanied by a financial (insurance) incentive feature wherein premiums and deductibles can be adjusted by factoring based upon the unique Insurability Ranking Factors which are cross-correlated to the actual and weighted scores on each of the 10-Point Scientific Wellness Scales and Categories.