METHOD FOR UTILIZING INTELLECTUAL PROPERTY AS COLLATERAL TO FACILITATE LOANS TO SMALL BUSINESSES TO CREATE JOBS AND STIMULATE THE ECONOMY

摘要

The present invention is a method of facilitating the use of intellectual property as a financial tool in commercial, non-profit or eleemosynary transactions in the context of venture capital and commercial banking for-profit transactions comprising:a) identifying one or more items of intellectual property;b) identifying the owners of the intellectual property and any other principals in interest having rights and/or interests directly or indirectly in said intellectual property, which owners, or principals in interest have an interest in entering into commercial transactions involving said intellectual property;c) valuing the intellectual property, identifying its strengths and weaknesses both commercially and legally;d) underwriting the intellectual property for purposes of issuing one or more policies of insurance covering one or more of the identified commercial or legal strengths or weaknesses and,e) structuring such transactions.